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The U.S. Money Visa® Prepaid Card is issued by Metropolitan Commercial Bank, member FDIC, pursuant to a license from Visa U.S.A. Inc. "Metropolitan" and "Metropolitan Commercial Bank" are registered trademarks of Metropolitan Commercial Bank © 2014. Use of the Card is subject to the terms and conditions of the applicable Cardholder Agreement and fee schedule, if any. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. *See Fee Schedule for the applicable monthly fee for direct deposits under $500/month. †ATM fees may apply at other ATMs. ‡ Standard carrier text fees may apply. **Subject to identity verification. ***Compared to the deposit of a paper check. Direct deposit and early deposit capability is subject to the employer or benefits provider's support of the feature and the timing of the employer or benefits provider's funding.